What is a Check Account Number and How to Print Checks Online?

Understanding the check account number is a very basic thing that every business or individual should know.

Account numbers, routing numbers and check numbers ensure accurate payment processing and serve as an essential identifier. Whether you're setting up direct deposits, making payments, or tracking your finances, knowing about check details is a must. In today’s digital age, creating and printing checks online has made managing payments faster, easier, and more efficient with online check printing software.

What are Checks?

A written, dated, and signed draft that instructs a bank to pay the bearer a certain amount of money is called a check. The person or entity writing the check is known as the payer or drawer, while the person to whom the check is written is the payee. The drawee, on the other hand, is the bank on which the check is drawn.

What is a Check Account Number?

The account number given on a check for your checking account is used to identify the unique bank account from which the money is coming. Without the right account number, checks can get delayed, or fees will be charged for missing bills.

Each account has its own account number. So, if you have multiple online checking accounts, like personal or business accounts, they all have unique account numbers. Though a routing number is specific to your financial institution, an account number is specific to each account. Account numbers vary in length but typically only go up to 12 digits.

What is the Routing Number on a Check?

The financial institution itself is identified by the routing number, even though the checking account number indicates the specific account you use to fund the check. Financial transactions, such as wire transfers and check processing, require routing numbers.

On checks, the routing number is located at the bottom, much like the account number. It's the first set of nine-digit digits on the left.

When are Account and Routing Numbers Required?

Account number and routing number will be needed for various transaction purposes, such as:

•       Creating checks
•       Conducting electronic transfers
•       Paying bills
•       Paying taxes

These numbers identify your banks and individual accounts. It is good to verify these numbers before use to avoid errors in transactions. By saving this information on Zil Money, you do not re-enter manually, and errors can be reduced.

How to Print Check Online?

Zil Money offers online check printing services for businesses and individuals. Without pre-printed checks and their disadvantages, you can manage check payments easily.

➔      The platform allows you to print checks from home, office or on the go.

➔      Businesses can create and print checks with a regular printer and blank check paper.

➔      Users can save up to 80% of check printing costs compared to pre-printed checks.

➔      With a drag and drop tool, businesses can design checks without prior experience in designing.

➔      Users can add business logos, font colors, styles, background images, and digital signatures.

➔      You can print checks from anywhere at any time instantly on demand.

➔      The all in one platform offers other flexible payment methods such as ACH, wire transfer, virtual cards, eChecks, etc.

With the software, users can create:

•       Payroll Checks
•       Blank Checks
•       Personal Checks
•       Business Checks
•       Voucher Checks
•       Premium Checks
•       Deposit Slips
•       eChecks
•       Recurring Payment Checks
•       Refund Checks
•       Check Drafts and many more.

How Can Checks Be Sent Safely and Instantly?

Checks can be sent and received securely and quickly with Zil Money's check mailing features. Users can easily create and print business and personal checks online and send them to recipients. The platform sends your checks to recipients via mailing partners. The user-friendly check printing software handles the entire process without location restriction.

•       The software allows you to send them to recipients via USPS/FedEx.
•       The check mailing service is affordable and secure; you can make payments instantly without problems.
•       Businesses can send check mail from their digital wallet, credit card and checking account.
•       With the overnight check mailing feature, your business can make check transactions immediately, and the payee can receive it the next business day.

Zil Money offers different check mailing options for different purposes

➢ First-class check mailing

➢ First-class USPS Canada

➢ First-class with tracking

➢ Priority mail through USPS

➢ Express mail USPS

➢ FedEx Overnight (USPS/Canada)

Why Businesses Should Use Online Check Printing?

➔      Users can print checks on blank paper in seconds

➔      Print logos and images in various sizes and colors.

➔      No special ink or laser printing technique is required.

➔      Checks can be fully customized according to the user's needs.

➔      Use pre-designed check templates for instant payments.

➔      Print checks on the middle, top or bottom.

➔      No Special equipment or set-up is needed.

Conclusion

Managing payments and finances has become more efficient and convenient with Zil Money. From creating customized checks to sending them securely via multiple mailing options, the platform saves time, reduces costs, and enhances security. Whether it's payroll, refunds, or recurring payments—the platform ensures smooth financial operations. Embrace the ease of online check printing and payment management to stay ahead.